Privacy Policy
This privacy policy sets out how Khushi wealth private limited uses and protects any information that you share when you use this website. Khushi wealth private limited is committed to ensuring that your privacy is protected at all times. Should we ask you to provide certain information by which you can be identified when using this website, you can be assured that it will only be used in accordance with this privacy statement.
Khushi wealth private limited may change this policy from time to time by updating this page. This policy is effective from June 1, 2018.
Khushi wealth private limited understands that our relationship is strongly built on trust and faith. In Course of using information on this website or availing the services, Khushi wealth private limited may become privy to the personal information of its customer including information that is of confidential nature. Khushi wealth private limited is strictly committed to protecting the privacy of its Customer and has taken reasonable measures to protect the confidentiality of the customer information and its transmission through World Wide Web. However it shall not be liable in any manner for disclosure of the confidential information in accordance with this Privacy Commitment or in terms of the agreement if any with the Customer or by reasons beyond its control. We may however be required to disclose your personal information to Government, Judicial bodies, and our Regulators or to any person to whom the Firm is under an obligation to make disclosure under the requirements of any law binding on the Firm or any of its branches, if required. Hyperlink Policy for user Any hyperlink to other Internet sites is at customers own risk. The contents of which and the accuracy of opinions expressed are not verified, monitored or endorsed by Khushi wealth private limited, in any way or manner. Khushi wealth private limited is not responsible for the setup of any hyperlink from a third party website to Khushi wealth private limited
What we collect
We may collect the following information:
Name and contact details
We may collect personal information directly from you, such as your name, email address, contact details, or other identifiers, when you register an account, make a purchase, or interact with certain features of the application.
Your personal information is used to provide you with access to the application's features and functionalities, personalize your experience, and communicate with you about your account or transactions.
We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.
You have the right to control and manage your personal information within the application. You can update your account details, manage your communication preferences, or exercise your rights under applicable data protection laws.
You can also choose to delete your account or request the deletion of certain personal information by contacting us through the provided channels or there is an option in app settings page.
Collection/Use of image data
When you grant permission, our application may access your device's camera or photo gallery to enable features that involve capturing, uploading.
The images you upload or capture within our application may be used for document verification in Video KYC by the application.
We do not share your image data with third parties unless required by law or necessary to provide the services you have requested.
Use of location data
We access your location to verifying your identity and granting access to the application's features and functionalities.
Security
We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over such third-party websites. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites. You should exercise caution and look at the privacy statement applicable to the website in question.
Controlling your personal information
If you believe that any of your information with us is incorrect or incomplete, please email us as soon as possible at mukesh3473@gmail.com We will promptly correct any information found to be incorrect.
Security certificates
We fully recognize and understand the security implications of being a service provider with whom people trust their money. There are many safeguards we adopt in this regard some of these are technical, and some are structural.
When it comes to data security, our goal is to ensure that: Your data is stored safely and securely passwords are one-way encrypted before being stored in the database for high security.
All communication with you, or with mutual fund companies and other service providers are encrypted using the highest standards.
Your data is not shared with anyone, unless you have explicitly requested us to do so to fulfil a transaction request.
To ensure that we achieve these goals, we have a variety of certifications/trust verifications in place for our firm, both from technical and legal/operational perspectives. All our communications are encrypted by 256-bit encryption, and our data is hosted with top-tier hosting service providers. Also, our data is continuously backed up to ensure continuity of operations.
Khushi Wealth Pvt. Ltd. (ARN-195636) | AMFI Registered Mutual Fund Distributor
1. Privacy Commitment
Khushi Wealth Pvt. Ltd is committed to maintaining the privacy, confidentiality, and security of the personal information that we collect from our investors, sub-distributors, employees, and website visitors. This Privacy Policy explains how KWPL collects, uses, stores, shares, and protects personal data in accordance with applicable laws and regulations, including the SEBI Master Circulars for Mutual Funds, AMFI Data Sharing Principles, the Information Technology Act, 2000, and related data protection guidelines. KWPL treats all personal data with the utmost care and ensures that it is processed lawfully, fairly, and transparently for legitimate business and regulatory purposes.
2. Scope and Applicability
This Privacy Policy applies to all individuals interacting with KWPL through our website www.khushiinvest.com, as well as during client onboarding, Know Your Client (KYC) verification, risk profiling, and mutual fund transaction processing. It also extends to all employees, sub-distributors, service providers, and vendors who are authorized to access or process client information on behalf of KWPL. By engaging with KWPL or accessing our website, you consent to the collection and use of your personal information as described in this policy.
3. Collection of Information
KWPL collects personal, financial, and transactional information necessary to deliver mutual fund distribution services and meet regulatory obligations. The information collected may include:
- Personal details such as name, address, date of birth, PAN, contact details, bank account information, and investment preferences.
- Transactional data relating to mutual fund investments.
- Online identifiers such as IP address or browser type for analytical purposes.
- Employee or sub-distributor certification records.
All data is obtained directly from the client, their authorized representative, or through registered regulatory and market infrastructure platforms such as NSE NMF II, BSE STAR MF, MFU, CAMS, and KFintech.
4. Purpose Limitation
KWPL collects and uses personal data solely for the purpose of performing mutual fund distribution and related compliance activities. This includes KYC and anti-money laundering verification, processing transactions, maintaining accurate client records, communicating investment or regulatory updates, and complying with legal obligations. KWPL does not use personal data for unrelated marketing or non-business purposes without prior consent.
5. Data Minimization
KWPL follows the principle of data minimization by collecting only essential information necessary to fulfil its regulatory and operational responsibilities. Information is shared strictly with AMCs, RTAs, and approved IT/compliance vendors under contractual confidentiality obligations.
6. Legal Basis for Processing
Personal data processing is based on client consent, KWPL’s legal obligations under SEBI, AMFI, PMLA, or for contractual obligations and legitimate business interests.
7. Sharing and Disclosure
KWPL may share personal information only with authorized entities necessary for providing services. This includes AMCs, RTAs, regulatory authorities (SEBI, AMFI), auditors, legal advisors, and IT service providers. KWPL does not sell, rent, or trade personal information.
8. Data Retention and Purge
Client records are retained during the business relationship and for a minimum of eight years thereafter. Employee/sub-distributor records are maintained for their tenure plus eight years. After the retention period, data is securely deleted, anonymized, or purged.
9. Data Security
KWPL maintains robust security measures including encrypted storage, multi-factor authentication, SSL certification, weekly backups, restricted access, and regular employee training.
10. Cookies and Analytics
KWPL website uses cookies and analytical tools to improve functionality and understand visitor preferences. Cookies can be disabled in browser settings but may affect site functionality.
11. Investor Rights
Investors can access, correct, or request deletion of personal data, and withdraw consent, subject to legal limits. Requests should be made to the Compliance Officer.
12. Breach Notification
In the event of a data breach, KWPL will notify impacted investors and report to SEBI, AMFI, and take corrective measures.
13. Privacy-Related Complaints and Contact Information
Contact Compliance Officer: Mukesh Patel, Director & Compliance Officer
Email: admin@khushiwealth.com
Phone: +91 7016067350
Office: 104, Maruti Sumiran, Opp. Nandbhumi Party Plot, Anand – V.V.N Road, Anand, Gujarat 388001
Complaints acknowledged within 2 working days; resolved within 7 working days. Escalation via SEBI SCORES: www.scores.gov.in
14. Policy Review and Updates
Reviewed annually or upon change in SEBI, AMFI, or data protection laws. Latest version published on the official website.
15. Disclaimer
Mutual Fund investments are subject to market risks. KWPL acts solely as an AMFI-registered Mutual Fund Distributor (ARN-195636) and provides execution services only. Consult a SEBI-registered Investment Adviser for personalized advice.